This website is operated by Vishvesh Patel, Mortgage Agent Level 1, under Centum Financial Services Limited Partnership. This policy explains what personal information this website collects and how it is used.
Information you provide: when you send an enquiry or book a consultation, we collect the details you enter (name, email, phone if given, province, your mortgage goal, and your message) so we can respond to you. Consultation bookings are handled by Google Calendar appointment scheduling, and mortgage applications are handled through the brokerage's secure application system, not through this website.
Information collected automatically: this site may use privacy-conscious analytics (such as Cloudflare Web Analytics) that measure visits in aggregate without advertising cookies. If analytics settings change, this policy will be updated.
How information is used: only to respond to your enquiry, provide mortgage services you request, and meet legal and regulatory obligations, including FSRA requirements. Your information is not sold. Marketing messages are sent only with your consent, and you can withdraw consent at any time by contacting hello@vishveshpatel.com.
Safeguards: enquiry data is transmitted over encrypted connections and access is limited. No website form should ever be used to send a Social Insurance Number, banking password, or full payment card number, and this site never asks for them.
Your rights: you may ask what personal information we hold about you, ask for corrections, or ask for deletion where the law allows, by writing to hello@vishveshpatel.com. This policy is written with the Personal Information Protection and Electronic Documents Act (PIPEDA) in mind.
Last updated: November 13, 2026.