By using vishveshpatel.com you agree to these terms. The content on this website is general education about Canadian and Ontario mortgage topics. It is not financial, legal, or tax advice, and it does not create a client relationship.
Mortgage services are provided in Ontario only, by Vishvesh Patel, Mortgage Agent Level 1 (FSRA Licence M26001018), under Centum Financial Services Limited Partnership (FSRA Brokerage Licence #13054). Nothing on this site is a mortgage approval, a rate offer, or a guarantee of financing. All mortgages are subject to lender approval and individual circumstances.
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We work to keep information accurate and current, but rules, programs, and lender criteria change. Confirm details for your situation during a consultation. This site may link to third-party websites; we are not responsible for their content or privacy practices.
Last updated: November 13, 2026.